Two licenses. One person. Twenty-plus years of doing both.
I'm Kiri Suykry. I have spent more than twenty years in Orange County real estate and mortgages — long enough to watch the same move-up deal fall apart the same way, over and over, in the gap between the agent and the lender. Closing that gap is the whole idea behind this site.
"I handle the offer and the pre-approval in one call."
Kiriwath "Kiri" Suykry · California Real Estate Broker
CA DRE #01408082 — a broker associate of SCCE, Inc., DRE #01932401, doing business as Keller Williams Huntington Beach. Each Keller Williams office is independently owned and operated.
Listing and buyer representation across Huntington Beach, Westminster, Anaheim, Long Beach, and Huntington Harbour. On a buy-before-you-sell deal, that means I write the non-contingent offer on your next home and then list your current one timed to the bridge payoff.
Kiri Suykry · Mortgage Loan Originator
NMLS #1976188, originating through Loan Factory, Inc., NMLS #320841 (CA DRE #01771313). California property only.
Bridge, conventional, FHA, and DSCR financing. Because I structure the bridge and the new-purchase loan together, the DTI treatment of the bridge is worked out before you shop — not discovered in underwriting after you are in contract.
Why the dual-license model matters on this specific deal.
No handoff
Most buy-before-you-sell plans involve three professionals who have never spoken to each other: a buyer's agent, a lender, and a listing agent. The DTI question, the offer terms, and the listing timeline all live in different inboxes. Here they live in one.
The honest "not yet"
Because I see the whole picture, I can tell you in the first call if the numbers do not work today — and exactly what would change that. I would rather lose a deal than put you into a balloon you cannot exit.
Two languages
I work in English and Cambodian / Khmer. Long Beach has the largest Cambodian community in the country, and a lot of the equity-rich, payment-tight households this program fits best are families I can talk to directly.
Your choice, always. Using my brokerage is never a condition of obtaining a loan, and using my mortgage services is never a condition of listing or buying a home with me. If you already have an agent or a lender you trust, I will work alongside them.
Tell me about your current home and your next one.
Within one business day you get a straight answer: whether a no-monthly-payment bridge fits your numbers, what it would cost including APR, and what your offer on the next home could look like.
"I handle the offer and the pre-approval in one call."
- Call or text(949) 245-9313
- Emailkiri@loanfactory.com
- Service areaOrange County · Long Beach · Huntington Beach · California property only